New Jersey Payroll Calculator 2026
New Jersey still uses the percentage-method tables in effect since October 1, 2020: subtract $1,000 a year per NJ-W4 allowance, then apply Rate table A (single) or B (married, head of household) — or the C, D or E table an employee picks on line 3. Workers also pay unemployment and workforce funds on the first $44,800 of wages, plus disability and family leave insurance.
| Official example | Official result | This calculator | |
|---|---|---|---|
| NJ-WT example: Rate A, weekly $300, 1 allowance | $4.21 | $4.21 | match |
| NJ-WT example: Rate A, weekly $700, 1 allowance | $11.84 | $11.84 | match |
| NJ-WT example: Rate A, weekly $1,200, 1 allowance | $40.40 | $40.41 | $0.01 apart |
| NJ-WT example: Rate B, weekly $375, 3 allowances | $4.76 | $4.76 | match |
| NJ-WT example: Rate B, weekly $950, 3 allowances | $15.93 | $15.92 | $0.01 apart |
| IRS wage-bracket table: biweekly, $1,075–$1,090, single | $46 | $46 | match |
| IRS wage-bracket table: biweekly, $2,205–$2,225, married filing jointly | $98 | $98 | match |
| IRS wage-bracket table: monthly, $3,185–$3,225, head of household | $119 | $119 | match |
| IRS wage-bracket table: weekly, $1,145–$1,155, single, Step 2 checked | $168 | $168 | match |
The NJ-WT examples are printed as an image. Two come out one cent away from this calculator: the $1,200 example uses a $15.28 base where the published Rate A table prints $15.29, and the $950 Rate B example shows $15.93 where the table arithmetic gives $15.918.
Paycheck calculator
Federal income tax follows IRS Publication 15-T (2026) Worksheet 1A for a Form W-4 from 2020 or later. Social Security stops at $184,500 of wages for the year; the extra 0.9% Medicare starts once year-to-date wages pass $200,000.
Every-two-weeks paychecks at a glance
| Gross pay | Federal tax | State withholding | FICA | State contributions | Net (single, 1 allowance) | Net (married, 2 allowances) |
|---|---|---|---|---|---|---|
| $1,000.00 | $38.08 | $15.85 | $76.50 | $8.46 | $861.11 | $899.96 |
| $1,500.00 | $96.15 | $27.51 | $114.75 | $12.68 | $1,248.91 | $1,321.34 |
| $2,500.00 | $216.15 | $87.34 | $191.25 | $21.12 | $1,984.14 | $2,106.81 |
| $4,000.00 | $540.38 | $188.36 | $306.00 | $33.80 | $2,931.46 | $3,226.27 |
| $6,000.00 | $1,006.69 | $328.36 | $459.00 | $50.70 | $4,155.25 | $4,603.74 |
Biweekly pay, federal W-4 with no Step 2–4 entries, no year-to-date wages before this check.
What to watch in New Jersey
- Employees can choose Rate C, D or E on NJ-W4 line 3; pick it in the calculator.
- No New Jersey city withholds a local income tax (Newark's payroll tax is paid by employers).
Sources
- NJ Division of Taxation: Tables for percentage method of withholding (on and after October 1, 2020)
- NJ Division of Taxation: NJ-WT employer instructions (September 2025) and NJ-W4
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and 2026 Percentage Method Tables for Automated Payroll Systems (p. 10, 12)
- NJ Division of Temporary Disability and Family Leave Insurance: 2026 worker contributions
Planning a salary rather than a paycheck? See New Jersey take-home pay by salary.
Estimates for payroll planning, not tax advice. Withholding is an estimate of the year's tax, not the tax itself.