Texas Payroll Calculator 2026
Texas has no state income tax, so a Texas paycheck has no state withholding line at all: the only taxes taken from wages are federal income tax (IRS Publication 15-T), Social Security and Medicare. Texas unemployment tax is paid by employers, not withheld from workers.
| Official example | Official result | This calculator | |
|---|---|---|---|
| IRS wage-bracket table: biweekly, $1,075–$1,090, single | $46 | $46 | match |
| IRS wage-bracket table: biweekly, $2,205–$2,225, married filing jointly | $98 | $98 | match |
| IRS wage-bracket table: monthly, $3,185–$3,225, head of household | $119 | $119 | match |
| IRS wage-bracket table: weekly, $1,145–$1,155, single, Step 2 checked | $168 | $168 | match |
Paycheck calculator
Federal income tax follows IRS Publication 15-T (2026) Worksheet 1A for a Form W-4 from 2020 or later. Social Security stops at $184,500 of wages for the year; the extra 0.9% Medicare starts once year-to-date wages pass $200,000.
Every-two-weeks paychecks at a glance
| Gross pay | Federal tax | State withholding (none) | FICA | State contributions | Net (single) | Net (married filing jointly) |
|---|---|---|---|---|---|---|
| $1,000.00 | $38.08 | $0.00 | $76.50 | $0.00 | $885.42 | $923.50 |
| $1,500.00 | $96.15 | $0.00 | $114.75 | $0.00 | $1,289.10 | $1,359.10 |
| $2,500.00 | $216.15 | $0.00 | $191.25 | $0.00 | $2,092.60 | $2,176.44 |
| $4,000.00 | $540.38 | $0.00 | $306.00 | $0.00 | $3,153.62 | $3,381.69 |
| $6,000.00 | $1,006.69 | $0.00 | $459.00 | $0.00 | $4,534.31 | $4,900.23 |
Biweekly pay, federal W-4 with no Step 2–4 entries, no year-to-date wages before this check.
What to watch in Texas
- This calculator covers the federal side only, because that is all a Texas employer withholds.
- Employer-paid taxes (federal and Texas unemployment) are not shown.
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and 2026 Percentage Method Tables for Automated Payroll Systems (p. 10, 12)
- Texas Comptroller: Texas is open for small business ("Texas has no state income tax")
- Texas Comptroller: property tax and the lack of a personal income tax
Planning a salary rather than a paycheck? See Texas take-home pay by salary.
Estimates for payroll planning, not tax advice. Withholding is an estimate of the year's tax, not the tax itself.